Statistically speaking, a vehicle crash occurs every 5 seconds, somebody is hurt due to an accident once every eleven seconds, not to forget that somebody is involved in a life-threatening car-accident once in twelve minutes. Those are worrisome ideas to carry in your head at the time that you leave home for classes, your workplace, or even to pick up a few provisions, plus persuasive proof of why ins cover is a must.
Nonetheless, there`re some happier statistics to help you throw off the tension, with the knowledge that the figures for mortal injuries from car accidents for each one hundred million VMTs (vehicle-miles traveled) is at an all-time low than it`s ever been as from the time when these figures started to be documented three decades back, now standing at 1.46, and this rate has remained below 1.50 for the second consecutive year in a row. On the basis of a report, the figure of auto collisions or other mishaps that were entered in police records, taking place along the freeways, dropped to below 6.2 million in comparison to more than 6.3 million in `03, and the statistics for persons who were hurt in motor-vehicle crashes continues to progressively decline too.
This decrease is due, in part, to the nationwide crusades with the goal of promoting the use of seat belts by drivers and passengers and lowering cases of driving when one`s ability is affected by alcohol or drugs (impaired driving). At present, the seat belt law is compulsory within all of the 50 states of the US, and that has greatly contributed to the reduction in the number of persons who are fatally injured in motor vehicle collisions during `04. The countrywide crusade to prevent drinking and driving (`driving under the influence`) is another initiative that has greatly helped reduce alcohol-related accidents that result in death, for two successive annual periods running.
Regardless of these novel deterrent actions, car crashes are hardly a thing of the past. This accounts for the reason that the spotlight has been moved, to analyzing the days of the week and the times of day (or night) on which accidents occur. According to studies, Saturday and Sunday nights, in the wee hours, from 12 midnight to 3 in the morning, are stated to be the deadliest times for drivers and pedestrians on the streets, with a sum total of 2,451 fatal crashes that took place in 2004; 76 percent of these automobile-related casualties had drunk drivers at the wheel.
With this information, you now understand which times of the day (or, rather, night) you`d be well advised to tread (or drive) really, really carefully, but what about that time of year? A study suggests that August led the list, notching up the greatest number of fatal collisions in a single month, and - a thought to curdle your eggnog - the month of December logged in with the highest total of automobile smash-ups, adding up to 601,000 - statistics you ought to remember when you`re on your car journeys during the X`mas and New Year breaks!
The auto you possess also be a major factor when considering the chances of a car mishap. Passenger cars (large vehicles designed to carry up to 9 passengers, including the driver) and vans made up almost 95% of the 11 million vehicles (which works out to around 10.5 million) implicated in car collisions for 2004. Heavy trucks were involved in only 15 % of the vehicle accidents. Additionally, we marked a rise in the number of vehicles overturning during a vehicular mishap. Out of the vehicles that flipped over completely, light trucks (like pickups) notched up the largest rate, - a rate of 36.2% for mortal accidents, 9.6% for injury crashes (accidents resulting in varying degrees of injury), and 2.4% for accidents where only property was damaged. Irrespective of the seriousness of these accidents, the larger proportion of such road mishaps took place in daytime, in normal weather, when the automobile was not navigating any curves or gradients.
Safeguard yourself by having adequate ins. Of course, accidents and collisions are bound to occur sometimes, but what you can do is abide by a number of simple safety measures at the time you are behind the wheel. These comprise fastening your safety belt at all times, sticking to the stated speed limit on a road, being aware of the animate and inanimate things in your vicinity and having insure online. By having insurance on line, you will be able to protect your own person, your dependants, your co-passengers, along with other motorists, from sustaining additional grief and monetary hardship.
If you are interested in purchasing insurance online or when you want to make sure you are being offered the most suitable plan in terms of the cost, the `Net is a good source that will get you any kind of ins data you are looking for. Online, you will have the means to make side-by-side comparisons of coverage premiums by getting estimates from no less than a dozen insurance organizations, helping you evaluate a variety of insurence charges while enabling you to locate the most suitable on line insurance package to meet your most important requirements.
These web-pages consist of Liability Progressive Aouto Insurance information:
- Low Price Progressive Aouto Insurance Broker`s complete summary - Insurence Broker Claim
- A featured article on Get Progressive Aouto Insurance Prices - Progressive Aouto Insurance Prices
- Annual Travel Insurance`s extended directions
- A descriptive view regarding Life Insurance Companies - Life Insurance
Study more by reading our other liability progressive aouto insurance publications on this theme as well as additional reviews we have created connected to it.